The first thing you must do towards rebuilding your credit profile is order your Credit Reports “directly” from all three (3) bureaus. Order your three reports so you can speak to a live representative at each bureau if the need arises.
Write:
Equifax
PO Box 105518
Atlanta, GA 30374
1-800-685-1111
www.equifax.com
Experian
PO Box 1240
Allen, TX 75013
1-888-397-3742
www.experian.com
Trans Union
PO Box 2000
Chester, PA 19022
1-800-888-4213
www.transunion.com
Make a copy of the following items and send with letters:
• Social Security Card or another official form of ID showing your SS#.
• Your Driver’s License or State ID.
• One bill or utility bill showing your current address or the address that matches your driver’s license.
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