Increase Your Credit Rating

Sample Request Letter

Here is a sample letter of what you need to send the Credit Bureaus.

________________________ ____________, 2008

Equifax
P.O. Box 105518
Atlanta, GA 30374-0256



Dear Sir/Madam:

Please send me a free copy of my credit report.



Name_____________________________________________


Address_________________________________________


City, State, Zip___________ ___________ __________


Social Sec. #: ___________- _________ - __________


Date-of-Birth: ___________-_________- __________




Thank you,
Your Signature
Your Name


Note: You can use an electronic signature

Step 1. Order your Credit Reports

The first thing you must do towards rebuilding your credit profile is order your Credit Reports “directly” from all three (3) bureaus. Order your three reports so you can speak to a live representative at each bureau if the need arises.

Write:

Equifax
PO Box 105518
Atlanta, GA 30374
1-800-685-1111
www.equifax.com

Experian
PO Box 1240
Allen, TX 75013
1-888-397-3742
www.experian.com

Trans Union
PO Box 2000
Chester, PA 19022
1-800-888-4213
www.transunion.com


Make a copy of the following items and send with letters:
• Social Security Card or another official form of ID showing your SS#.
• Your Driver’s License or State ID.
• One bill or utility bill showing your current address or the address that matches your driver’s license.